Howe to CFPB, Maxine Waters, Dave Ramsey, and Consumers Everywhere: Each One of Us has Profound Control over Our Credit Reports and FICO Scores

David Howe, SubscriberWise founder and the world’s highest achieving credit consumer since William Fair and Earl Isaac (FICO founders) first collaborated more than a half-century ago, encourages consumers to become intimate with their credit through the following public service announcement that includes insights and suggestions for improving and maintaining excellent credit.

MASSILLON, Ohio--()--SubscriberWise®, a leading provider of analytics driven subscriber decision management technology and the largest issuing consumer reporting agency for the communications industry, announced today that the company president is offering new advice, credit suggestions, and decades’ insight to the CFPB , Congresswoman Maxine Waters, radio host and author Dave Ramsey, and the nation’s credit consuming population.

Read the full announcement containing Howe’s unique insight, multi-decade credit expertise, and in-depth explanations intended to empower and inform individuals everywhere:


Fair Isaac's 'Leaves': Predictive Characteristics from the Personal Credit Report of The World's Highest Performing FICO Achiever and the Founder of SubscriberWise

The Nation's Highest Achieving Credit Consumer Avails Himself to U.S. Congresswoman Maxine Waters and the House Financial Service Committee

About SubscriberWise

SubscriberWise® launched as the first U.S. issuing consumer reporting agency exclusively for the cable industry in 2006. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America's independent cable operators. Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative.

SubscriberWise contributions to the communications industry are today quantified in the tens of millions of dollars annually.

David Howe is founder and president of SubscriberWise. He is also a consultant and credit manager for MCTV. At MCTV, Howe manages the bad debt and equipment losses on annual sales in excess of $60 million. During his 18-year career at MCTV, Howe has reviewed more than 50,000 credit submissions. His interest in credit began in 1986 while a 17-year-old student in high school.

Howe is the only known individual – living or deceased – to have obtained simultaneous perfect FICO 850 scores across every national credit bureau. Howe has also obtained simultaneous perfect Vantage scores at Equifax, Experian, and TransUnion.

Howe has obtained FICO Professional Certification and is also the first and only citizen of the world to describe and report the details of the perfect FICO and Vantage scores to U.S. reporters.

Howe produced and published two videos on the subject of perfect credit: FICO 850 Credit Report Facts and FICO Scores: The Facts. The first general-purpose FICO scores were debuted a quarter century ago.

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.


David Howe, 330-880-4848 Ext: 137

Release Summary

David Howe encourages consumers to understand their FICO scores and credit reports with new insight and little-known information.


David Howe, 330-880-4848 Ext: 137