Payments Pioneer AP Technology Launches Cloud-Based Payments Platform for Businesses-- APeChecks

APeChecks Needs No Integration and Saves Users Up to 80 Percent; APeChecks C2B Mobile Payment App for Merchants to Debut in Q1 2015

WASHINGTON--()--Marking its 25th anniversary as a leader in the payments industry, AP Technology today launched APeChecks, the Company’s new, cloud-based B2B payments platform at the Annual AFP Annual Conference. APeChecks (pronounced “ape-checks”) is paper check, eCheck and ACH-friendly, needs no integration, and can save businesses as much as 80 percent on current payment costs. More details on APeChecks along with a promotional offer are viewable at

AP Technology currently processes $30 billion in payments for its 6,000 customers, including major banks, financial institutions and a diverse merchant clientele. According to CEO Richard Love, it is with their input that APeChecks is designed.

“Many of our SME customers use and print checks, even though they are an expensive payment method. We understand their reluctance to move to electronic payments and their unwillingness to make what they perceive to be massive changes to their payment processes. APeChecks provides the best of both worlds, embracing and enhancing check printing and enabling the selection of ACH or electronic payments with a click of a mouse.”

“There is an increasing risk for merchants that handle and store credit card and account information,” said Love. “We were asked by businesses to mitigate their risks in a secure, remotely accessible platform that will also cease the trend toward credit card and debit card reversals. Cloud-based APeChecks accomplishes those things in a super-secure, highly flexible system that eliminates the need for merchants to gather and store payee information. And it requires no integration to implement, so barriers for adoption are completely removed.”

AP Technology has long pioneered transactional and data security, and it is applying next-generation, multi-layered security to its APeChecks product, including the use of biometric authentication and person-to-person verification, using those technologies on smart phones and other mobile devices.

APeChecks provides the ability for any business to approve, sign and release payments as ACH (eChecks), paperless checks, or traditional paper checks, from the cloud, mobile phones and tablets. Payees are notified immediately of payments, with the option of payments being deposited directly into merchant accounts.

AP Technology architected APeChecks to facilitate all present and future payment types, serving as an enhancement for paper payments, while providing easy migration to more secure, eco-friendly and cost-efficient e-payments, such as ACH.

APeChecks functionality includes a built-in vault for the secure exchange of payment details, with purchase orders, invoices and remittance details being virtually stapled to payments. For payors, payments may be approved anywhere, anytime, and scheduled for independent release.

Love says that, while APeChecks is initially a B2B product, a mobile payments consumer-to-business APeChecks prototype is already in production and will be ready for deployment in January 2015. Businesses interested in “a better way to pay” (the APeChecks launch theme) are encouraged to call: (760) 602-5947.

About AP Technology

AP Technology is a Carlsbad, California-based company that helps process $30 billion in payments annually for a growing base of 6,000 business customers that include financial institutions, government organizations, universities, and array of businesses. After more than 25 years, AP Technology continues to define the payments industry with disruptive software products providing next-generation security, efficiency, speed, mobility, and data management. In Q4 2014, AP Technology introduces its cloud-based, mobile platform, called APeChecks™. This platform will first service its business clients, with a consumer-to-business component being added in early 2015. For company information, visit


AP Technology
Jessica Andrews, 760-929-480

Release Summary

AP Technology today launched APeChecks, the Company’s new, cloud-based B2B payments platform at the Annual AFP Annual Conference. More details on APeChecks are viewable at


AP Technology
Jessica Andrews, 760-929-480