AmeriMerchant Provides 60-Second Approvals with Launch of Online Application

New online application gives small and mid-sized businesses fast and easy access to business loans and merchant cash advances

NEW YORK--()--AmeriMerchant, a leading provider of alternative financing solutions for businesses since 2002, today launched an online application that allows small and mid-sized businesses to apply for a business loan and/or merchant cash advance with a completely paperless transaction. Now, small to mid-sized business (SMB) owners can receive decisions in 60 seconds or less upon completing an application online and access to working capital in days, in addition to avoiding the time consuming process of faxing pages of bank statements and providing information over the phone.

AmeriMerchant’s online application is a game changer for SMB owners who need fast and easy access to working capital to make time sensitive inventory purchases, replace or repair equipment, or finance any other business critical needs. Using the latest backend technology and proprietary algorithms, AmeriMerchant can process requests more efficiently than ever before, and reduce the completion of the entire application process from weeks, or even months, to a matter of minutes and receive funding within a couple of days. An API will also be available for websites looking to integrate AmeriMerchant’s online application directly.

“By offering a fully online application process, we’re giving SMB owners one more reason to choose alternative lending over traditional sources,” said David Goldin, CEO and Founder of AmeriMerchant. “Business owners and entrepreneurs need time-saving tools and processes to compete in today’s fast-paced environment. We’re addressing that need, and will do even more in 2014 to help SMB owners get working capital as quickly and efficiently as possible from their computer, tablet or smart phone.”

AmeriMerchant’s online application is also available to the company’s referral partners, resellers, agents and independent sales organizations (ISOs), to provide them with a fast and easy way to get their clients access to working capital.

“Technology has disrupted many industries for the better, and business lending is no different,” said Goldin. “AmeriMerchant has always embraced technology, and we are excited to be on the forefront of its use within the industry, to ensure our clients are benefitting from a better, faster and more efficient process of applying for business capital."

For more than 12 years, AmeriMerchant has been providing working capital solution to small to mid-size businesses. Today’s announcement is the latest in a series of milestones achieved by the company over the past year including:

  • Securing a $60 million credit line to provide business loans and merchant cash advances to businesses.
  • Relocating to a larger new corporate headquarters – 16,000 square feet office space on Park Avenue South in New York City.
  • Largest company head-count since inception – with more than 150 employees.

“We had a great year in 2013, and we’re off to an even better start in 2014,” said Goldin. “The future of alternative lending is extremely bright, and AmeriMerchant is positioned perfectly to continue our growth while helping our clients grow their businesses.”

About AmeriMerchant

Founded in 2002, AmeriMerchant is a leading provider of working capital solutions to businesses including merchant cash advances, business loans and inventory purchase programs. Headquartered in New York City, with more than 100 employees, AmeriMerchant is a one-stop shop for businesses seeking working capital solutions. AmeriMerchant is committed to industry best practices and is a founding member of the North American Merchant Advance Association (NAMAA). For additional information about AmeriMerchant, please visit or call 800-267-3790. Business owners can apply online and receive decisions in 60 seconds or less by visiting

About Main Street Business Loans

Main Street Business Loans provides business loans to small to medium-sized businesses in just about any industry. Through its proprietary technology platform, Main Street Business Loans looks further into a business’ performance beyond a business owner’s credit score and can provide much needed capital from $5,000 - $500,000+ to small and medium-sized businesses. Main Street Business Loans is a licensed California Finance Lender, License #6054509 and provides loans in various states, please contact us for a current list of available states. For additional information about Main Street Business Loans, please visit or call 1-866-325-0117 or to apply online visit


For AmeriMerchant
Jason Abrams, 212-334-9750


For AmeriMerchant
Jason Abrams, 212-334-9750