Research and Markets: National Debit Networks: When Global Goes Local

DUBLIN--()--Research and Markets ( has announced the addition of the "National Debit Networks: When Global Goes Local" report to their offering.

Growth of New Intracountry Debit Networks Likely to Gain Momentum in Countries Around the World

As consumers increasingly turn to electronic payments, especially debit cards, for everyday purchases, the importance of the networks that carry these transactions increases. While cross-border transactions are largely carried by MasterCard and Visa, the majority of these transactions occur intracountry. New competition is heating up between the national debit networks created by local banks and the international payment networks such as MasterCard and Visa. Mercator Advisory Group's latest report, National Debit Networks: When Global Goes Local, provides an understanding of national debit networks, the rationale for their creation, and the threats and benefits they pose to the existing global payment networks.

Debit card usage has continued to grow globally, and debit card networks have taken hold in both developed and developing markets. Intracountry debit networks have been created to reduce costs, allow for better customized product development, offer more controls for local banks, and protect customer data. Over 20 national debit networks are in existence, the majority located in Europe.

Recently, some national debit networks claim their networks can be used for better financial inclusion of underserved customers. A new national debit network has been created in India, and others are being considered in Europe, Asia, Africa, and Latin America. Growing interest in new national and regional networks might cause long-lasting changes to the payments landscape.

A prime example of a recent national debit network that differs from some earlier national debit networks along the lines of financial inclusion is RuPay in India. At the heart of this difference is the combination of a large underserved population with a need for financial inclusion and a governmental need for cost-effective electronic benefits disbursement. This could be indicative of future developing markets and the needs a national debit network can serve, comments Ron Mazursky, primary author of the report.


  • An overview of global debit card trends
  • A history and listing of national debit networks
  • Comparison of network operating models
  • Three case studies of national debit networks, in Canada, France, and India
  • Expanding the scope of network participation
  • The ongoing role of international acceptance of national debit card

Key Topics Covered

Executive Summary


Global Debit Card Trends

A History of National Debit Networks

Network Operating Models

Case Studies: Canada, France, India

Understanding the Creation of National Debit Networks

  • Lower Costs
  • Control
  • National Policies
  • Consumer Data Protection

Expanding the Scope of Network Participation

The Importance of International Acceptance


End Notes

Companies Mentioned

  • Anthemis Group
  • Bancontact
  • BankAxept
  • Borica
  • Cartes Bancaires
  • China UnionPay
  • Dankort
  • DinaCard
  • Diners Club International
  • Discover
  • Electronic Payment Services (EPS)
  • Euro6000
  • Girocard
  • Interac
  • Interswitch
  • MasterCard
  • Multicaixa
  • NETS
  • PostFinance CardDirect
  • Pulse
  • RuPay
  • ServiRed
  • Shetab Banking System
  • Sistema 4B
  • The Benefit Company
  • Visa
  • Zolotaya Korona

For more information visit

About Research and Markets

Research and Markets is the world's leading source for international market research reports and market data. We provide you with the latest data on international and regional markets, key industries, the top companies, new products.


Research and Markets
Laura Wood, Senior Manager.
U.S. Fax: 646-607-1907
Fax (outside U.S.): +353-1-481-1716
Sector: Banking and Financial Services


Research and Markets
Laura Wood, Senior Manager.
U.S. Fax: 646-607-1907
Fax (outside U.S.): +353-1-481-1716
Sector: Banking and Financial Services