Intermodal Insurance Company Adopts Driver Rehabilitation Test Program

WASHINGTON--(BUSINESS WIRE)--The Intermodal Insurance Company (IIC), RRG, an insured/member-owned captive insurance company domiciled in Washington, D.C., has implemented a Driver Rehabilitation Program requiring drivers and owner-operators who do not exhibit appropriate driving behaviors as identified by motor vehicle driving record (MVR) monitoring or involvement in an accident to attend a Smith System Driver Training Seminar. Smith System is the recognized leader in professional driver training.

“Identifying, recruiting and training new drivers and owner-operators is a very expensive process. Now our members can reduce costs by improving the quality and behavior of the drivers they already employ,” said T. Zack Cooper of the national program administrator, Zack Cooper & Associates, Inc.

The decision to implement the program was made at the company’s recent joint Shareholders and Board of Directors meeting. As IIC pays for the program, there will be no charge to drivers or the companies they work for to participate.

Before the Driver Rehabilitation Program was adopted, drivers with bad habits as identified by pull notices, poor annual reviews or accident involvement would be confronted by the company’s safety director for disciplinary action and even terminated based on the severity of the offense.

IIC policies are issued by National Interstate Insurance Company, which is rated “A” (Excellent), VIII by A. M. Best Company and is admitted in all 50 states. National Interstate reinsures a portion of the indemnity risk with IIC. This structure allows owners of the captive company to share in the underwriting profits and investment income while minimizing individual exposure.

"We are pleased that Smith System has been added to the package of risk control services being provided to the IIC member companies,” said Terry E. Phillips, senior vice president, National Interstate Insurance Company. “This training makes drivers better by teaching and reinforcing key defensive driving behaviors. We are pleased with the success of the National Interstate/Intermodal relationship and we are very confident that proactive thinking like this, on the part of the program administrator and the membership, will continue to make a good program even better.”

Cooper agrees. “This is a win-win situation for all concerned,” he said. “The drivers become better, safer drivers, while retaining their jobs, which is good for them, their families, the companies that employ them, and the motoring public.”

For more information call 866-722-0812 or visit www.zcooper.com.