June 30, 2008 11:47 AM Eastern Time 

UMB Bank Enhances Rewards Credit Card with “Green” Benefits

KANSAS CITY, Mo.--(BUSINESS WIRE)--Green may be the color of money – but now it’s plastic too. UMB Bank has recently added several new enhancements to its rewards credit card that not only benefit consumers, but the environment as well. The newly named Eco Rewards Visa® Card has a low APR, no annual fee and allows consumers to earn points on every purchase, including double points, two-for-one, for qualified “green” purchases.

ENERGY STAR®, Green Seal™ and the Forest Stewardship Council® officially endorse the Eco Rewards Visa® Card as a unique and valuable tool in helping consumers make smart, eco-conscious decisions. These third-party associations certify and substantiate the standards for environmentally safe products and practices.

Qualified green purchases will include everything from energy-efficient light bulbs to ENERGY STAR appliances. Cardholders will simply need to complete a basic online redemption process to claim these double points. Points may still be redeemed for cash, merchandise, gift cards or travel; however, points may now also be allocated as a donation to a variety of local and national environmental organizations, including Bridging the Gap (Kansas City, Mo.), the Denver Botanic Gardens (Denver, Colo.), Forest Stewardship Council (Reston, Va.), The Open Council for the St. Louis Region (St. Louis, Mo.), James River Basin (Springfield, Mo.) and Rocky Mountain Institute (Denver, Colo.). Additional partners will be announced in the near future.

“Every person can make daily, conscientious choices that impact environmental sustainability, and we believe UMB’s Eco Rewards card will help encourage green behavior,” said Mariner Kemper, chairman and chief executive officer of UMB Financial Corporation. “UMB is continually looking for ways to positively affect the environment through green product and service offerings, modified business processes, associate education and community outreach. The Green Card is our latest initiative, and we believe it will be a successful tool for our cardholders.”

Additionally, all applications and statements will be produced electronically. Any required print materials will be produced with recycled paper.

To learn more or to apply for the UMB Visa® Eco Rewards Card, please visit umb.com/EcoRewards today.

About UMB Bank

UMB Financial Corporation (NASDAQ: UMBF) is a multi-bank holding company headquartered in Kansas City, Mo., offering complete banking, asset management, health spending solutions and related financial services to both individual and business customers nationwide. Its banking subsidiaries own and operate 136 banking centers throughout Missouri, Illinois, Colorado, Kansas, Oklahoma, Nebraska and Arizona. Subsidiaries of the holding company and the lead bank, UMB Bank, n.a., include an investment services group based in Milwaukee, Wis., single-purpose companies that deal with brokerage services and insurance, and registered investment advisors for proprietary mutual funds.