FICO and Vantage Models Score Similarly, Credit Industrialist Howe Says

FICO and Vantage highest achiever in human history, SubscriberWise founder and credit savant David Howe discusses model consistency while offering advice

Consistent data yields consistent scores (Photo: Business Wire)

SAN FRANCISCO--()--SubscriberWise, the nation’s largest issuing CRA for the communications industry and the leading protector of children victimized by identity fraud, announced today consumer credit insight from David E. Howe, SubscriberWise founder and the world’s most successful credit scoring since genius Alan Turing invented the computer age.

“Today I want to offer straightforward credit information and advice for the nation’s adult credit consuming population,” said David Howe, SubscriberWise founder and America’s credit captain. “The topic involves two competing scoring models – FICO and Vantage – that yield relatively similar scores with nearly identical credit ratings. The models are used by the nation’s largest banks and lending institutions with Vantage competing to gain market share (https://money.usnews.com/money/personal-finance/articles/2016-02-05/goodbye-fico-hello-vantagescore).

“The primary advice I want to share includes what models consumers should access and when.

“FICO, for the record, remains the dominant scoring model among the world’s largest banks and lending institutions,” Howe noted. “In fact, SubscriberWise uses FICO Score 9 in its nationally-recognized-award-winning decision management technology and was the world’s first business-to-business organization to implement the technology.”

See full story on LinkedIn: https://www.linkedin.com/pulse/fico-vantage-models-score-similarly-credit-howe-says-david-howe

About SubscriberWise

SubscriberWise® launched as the first issuing consumer reporting agency exclusively for the cable industry in 2006. The company filed extensive documentation and end-user agreements to access TransUnion’s consumer database. In 2009, SubscriberWise and TransUnion announced a joint marketing agreement for the benefit of America’s cable operators (http://newsroom.transunion.com/transunion-and-subscriberwise-announce-joint-marketing-agreement). Today SubscriberWise is a risk management preferred-solutions provider for the National Cable Television Cooperative.

SubscriberWise contributions to the communications industry are quantified in the billions of dollars annually.

SubscriberWise is a U.S.A. federally registered trademark of the SubscriberWise Limited Liability Co.

Contacts

SubscriberWise
David Howe, 330-880-4848 x137
President

Release Summary

Credit Czar David Howe shares information and insight with the adult credit consuming population.

Contacts

SubscriberWise
David Howe, 330-880-4848 x137
President