BofI Holding, Inc. Named Top Public Thrift for 2016

BofI Retains Top Ranking for 5th Consecutive Year

SAN DIEGO--()--BofI Holding, Inc. (NASDAQ: BOFI) (“the Company”), parent of BofI Federal Bank, announced today that it was recognized by S&P Global Market Intelligence as the top public thrift for 2016, retaining the top ranking for a fifth consecutive year.

S&P Global Market Intelligence ranks the 50 largest public thrifts using six financial metrics that focus on return on average assets (“ROAA”), return on average tangible common equity (“ROATCE”), efficiency ratio, median three-year growth rate in tangible book value per share (“TBVPS”), nonperforming loans-to-total loans and net charge-offs to average loans for the 12-month period ended December 31, 2016. Among these metrics, BofI ranked first in tangible book value per share growth and ROATCE and second in efficiency ratio and ROAA.

“We achieved the top-performing public thrift ranking for a fifth consecutive year and a top-five ranking for a ninth consecutive year,” stated Greg Garrabrants, President and Chief Executive Officer of BofI Holding, Inc. “Our ability to maintain industry-leading performance in tangible book value per share growth, returns, efficiency and credit quality over the past five years is a testament to the consistency in our execution and the high-performance culture we have built.”

S&P Global Market Intelligence is a leading provider of financial information on more than 6,500 public companies and 50,000 private companies in the business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy, Metals & Mining, and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock. For more information, visit www.snl.com.

About BofI Holding, Inc.

BofI Holding, Inc. is the holding company for BofI Federal Bank, a nationwide bank that, among other financial products and services, provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $8.2 billion in assets, BofI Federal Bank provides consumer and business banking products directly and through third-party channels. BofI Holding, Inc.’s common stock is listed on the NASDAQ Global Select Market under the symbol “BOFI” and is a component of the Russell 2000® Index, the S&P SmallCap 600® Index, and the KBW Nasdaq Financial Technology Index. For more information on BofI Federal Bank, please visit bofifederalbank.com.

Contacts

Investor Relations:
BofI Holding, Inc.
Johnny Lai, CFA
VP, Corporate Development and Investor Relations
1-858-649-2218
jlai@bofi.com

Contacts

Investor Relations:
BofI Holding, Inc.
Johnny Lai, CFA
VP, Corporate Development and Investor Relations
1-858-649-2218
jlai@bofi.com