BofI Holding, Inc. Makes 2016 Best-Performing Community Banks List

BofI Ranked 7th Best Performing Community Bank with $1 billion to $10 billion in Assets

SAN DIEGO--()--BofI Holding, Inc. (NASDAQ: BOFI) (“the Company”), parent of BofI Federal Bank, announced today that it was recognized by S&P Global Market Intelligence as the 7th best performing community bank with $1 billion to $10 billion in assets for 2016.

S&P Global Market Intelligence calculated scores for each company based on six metrics: pretax return on average tangible common equity, net charge-offs as a percentage of average loans, efficiency ratio, adjusted Texas ratio, net interest margin on a fully taxable equivalent basis and loan growth for the 12-month period ended December 31, 2016. Unlike in previous years, savings & loan holding companies, as well as savings banks and savings and loan associations were included in the ranking. Among these metrics, BofI ranked seventh overall and fifth in efficiency ratio among 546 companies eligible for the ranking.

“We are proud to be recognized once again as one of the top-performing community banks,” stated Greg Garrabrants, President and Chief Executive Officer of BofI Holding, Inc. “Our ability to maintain industry-leading growth, margins, efficiency and credit quality is a testament to the scalability of our efficient, branchless consumer and commercial banking model.”

S&P Global Market Intelligence is a leading provider of financial information on more than 6,500 public companies and 50,000 private companies in the business sectors critical to the global economy: Banking, Financial Services, Insurance, Real Estate, Energy, Metals & Mining, and Media & Communications. The SNL information service integrates breaking news, comprehensive data and expert analysis into an electronic database available online and updated around the clock. For more information, visit www.snl.com.

About BofI Holding, Inc.

BofI Holding, Inc. is the holding company for BofI Federal Bank, a nationwide bank that, among other financial products and services, provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $8.2 billion in assets, BofI Federal Bank provides consumer and business banking products directly and through third-party channels. BofI Holding, Inc.’s common stock is listed on the NASDAQ Global Select Market under the symbol “BOFI” and is a component of the Russell 2000® Index, the S&P SmallCap 600® Index, and the KBW Nasdaq Financial Technology Index. For more information on BofI Federal Bank, please visit bofifederalbank.com.

Contacts

BofI Holding, Inc.
Johnny Lai, CFA
VP, Corporate Development and Investor Relations
1-858-649-2218
jlai@bofi.com

Contacts

BofI Holding, Inc.
Johnny Lai, CFA
VP, Corporate Development and Investor Relations
1-858-649-2218
jlai@bofi.com