NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) releases 2016 U.S. Bank Rating Outlook report.
The 2016 Rating Outlook is Stable for KBRA’s rated banks, which primarily consist of super community and regional institutions. The Stable Rating Outlook reflects the following factors: generally strong capital ratios, solid core depository funding, profitable operations, relatively conservative underwriting, deep knowledge of home markets, and more stable/predictable business models compared with many major U.S. banks. Higher rated banks generally have comparatively favorable characteristics such as very experienced management teams, strong asset quality, more robust capital, high levels of stable fee income, and/or better-than-average profitability. In many cases, ratings are constrained by high reliance of spread-related income and large real estate exposure.
The ratings are based on KBRA’s Global Bank and Bank Holding Company Rating Methodology published on January 28, 2015.
Please use the following link to access the report: https://www.krollbondratings.com/show_report/3459
About Kroll Bond Rating Agency
KBRA is registered with the U.S. Securities and Exchange Commission as a Nationally Recognized Statistical Rating Organization (NRSRO). In addition, KBRA is recognized by the National Association of Insurance Commissioners (NAIC) as a Credit Rating Provider (CRP).