FRN Variable Rate Fix

LONDON--(BUSINESS WIRE)--

07 February 2013

Issue: HSBC Finance Corporation

Series 124

XS0219149324

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 11 February 2013

Date To: 11 March 2013

Value Date: 11 March 2013

Benchmark Rate: 0.1992%

Margin: 0.5%

Total Rate: 0.6992%

Number of Days: 28

Day Count: Actual / 360

Interest Frequency: Monthly

Total Amount Due:

USD 271,911.11

Pool Factor: 1