FRN Variable Rate Fix

LONDON--(BUSINESS WIRE)--

24 January 2013

Issue: HSBC Finance Corporation

Series 179

XS0272672113

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 28 January 2013

Date To: 29 April 2013

Value Date: 29 April 2013

Benchmark Rate: 0.211%

Margin: 0.24%

Total Rate: 0.451%

Number of Days: 91

Day Count: Actual / 360

Interest Frequency: Quarterly

Total Amount Due:

EUR 1,710,041.67

Pool Factor: 1