American Banker Names National Capital Bank as One of the Best in the Nation

NCB Makes “The Top 200 Community Banks” List for Fourth Consecutive Year

WASHINGTON--(BUSINESS WIRE)--The National Capital Bank of Washington (NCB) announced today that it was named among the “Top 200 Community Banks” by American Banker magazine. This designation is based on a three-year average Return on Equity (ROE) as of Dec. 31, 2011.

“We feel that managing risks is the cornerstone of our success.”

SNL Financial analyzed the data and American Banker published the list. NCB’s three-year average Return on Equity was 9.94 percent; well above its peer group average of 4.44 percent. ROE measures the rate of return on total stockholder investment or capital. ROE is often used to compare the profitability of companies in the same industry.

Even more remarkable is that National Capital Bank also ranks among the best capitalized banks in the nation. Consider the fact that high levels of equity make it all the more difficult to attain high Return on Equity.

“Although the overall economic situation is tenuous, we feel fortunate to remain highly profitable and stable. Unlike many of our peers, our loan portfolio is solid,” said Richard A. Didden, Chairman and Chief Executive Officer of NCB. “We feel that managing risks is the cornerstone of our success.”

The National Capital Bank, Washington’s Oldest Bank, was founded in 1889 and has been managed by the Didden family for 123 years. NCB has assets of $400 million and is headquartered on Capitol Hill with a second branch located in Friendship Heights. The bank has been recognized over the last decade with numerous accolades for its safety and soundness, exceptional performance, and for being named the best bank in DC for small business loans. In addition, the Bank is also recognized as one of the top banks and thrifts, a 100-year old small business of the year, and top commercial lender. NCB trades under the symbol NACB. For more information about NCB, go to www.nationalcapitalbank.com.