Western Union and InComm to Offer General Purpose Reloadable Prepaid Cards

ENGLEWOOD, Colo.--(BUSINESS WIRE)--The Western Union Company (NYSE:WU), a leader in global payments, and InComm, the industry leading marketer, distributor and technology innovator of stored-value gift and prepaid cards, announced today that they have entered into an agreement to offer Western Union General Purpose Reloadable prepaid cards (GPR). The Western Union^® MoneyWise™ Prepaid Card will first be offered in the U.S. through InComm retail locations.

“We look forward to continue working with InComm to offer our prepaid cards to consumers through InComm retail locations.”

The InComm agreement builds upon Western Union's global prepaid go-to-market strategy. The Western Union MoneyWise Prepaid Card complements the Western Union GoCash^SM service, an in-lane money-transfer service offered through InComm retail locations in the U.S. since December 2009.

“As prepaid products continue to gain momentum with consumers, particularly in today's economy, Western Union sees its suite of prepaid card services as an opportunity to continue strengthening both its relationship and value proposition with consumers seeking convenient prepaid services, and mass market retailers preferring to efficiently manage prepaid services at the check-out counter,” said Stewart A. Stockdale, President, The Americas and EVP, Global Cards & Global Key Accounts, Western Union.

“We look forward to continue working with InComm to offer our prepaid cards to consumers through InComm retail locations.”

InComm partners with more than 150,000 retail locations. Through its relationship with InComm, Western Union will now offer the MoneyWise Prepaid card to consumers through grocery and convenience stores, pharmacies, and mass merchandiser locations.

Brooks Smith, InComm CEO and President, added, “Innovation, dedication and commitment to our merchant and product partners are cornerstones of our business. The Western Union MoneyWise Prepaid Card brings strategic value to our portfolio of prepaid financial services products, backed with a leading global brand recognized by consumers.”

The Western Union MoneyWise Prepaid Card was awarded three 2011 PayBefore Awards in the following categories, among other winners: Best General Purpose Reloadable Program: In-Person Sales Channel Category; Best Prepaid Program Media Advertising Category; and Online Gift and Greeting Card -- Best Gift Card Program Category. In 2010 PayBefore also named the Western Union MoneyWise prepaid card “Outstanding New Entrant” in the Best General Purpose Reloadable Card Program category.

The Western Union^® MoneyWise™ Prepaid Card

Reloading the Card:
· Reload money¹ in-person at any of the over 46,000 participating Western Union Agent locations in the U.S.
· Use direct deposit through an employer
· Load a Western Union Money Transfer^® transaction directly to the cards
· Add funds online using a bank account

Benefits:
· A fee-friendly card
· Ability to use the card anywhere Visa and MasterCard Debit cards are accepted including online and ATMs¹
· The cards are protected by Visa and MasterCard’s zero liability policy
· No credit check or bank account required to sign up for the card
· The ability to manage the card account both online and over the phone

¹ The Western Union® MoneyWise™ Prepaid Card is issued by MetaBank™ pursuant to licenses from Visa U.S.A. Inc. and MasterCard International Incorporated. MetaBank; Member FDIC. Fees and charges will be deducted from the card account balance in certain situations. Common card fees include: $1.95 ATM Withdrawal Fee (plus applicable ATM operator fees), $0.45 ATM Inquiry/Decline Fee, $2.50 monthly Inactivity Fee after 12 months of non-use and a $4.95 Reload Fee. Additional fees could include Re-issue card fee of $5, Bank to card transfer fee of $1, paper statement fee of $3, and currency conversion gains and fees. See Cardholder Agreement for a complete description of fees.

About Western Union

The Western Union Company (NYSE:WU) is a leader in global payment services. Together with its Vigo, Orlandi Valuta, Pago Facil and Western Union Business Solutions branded payment services, Western Union provides consumers and businesses with fast, reliable and convenient ways to send and receive money around the world, to send payments and to purchase money orders. The Western Union, Vigo and Orlandi Valuta branded services are offered through a combined network of approximately 435,000 Agent locations in 200 countries and territories. In 2009, The Western Union Company completed 196 million consumer-to-consumer transactions worldwide, moving $71 billion of principal between consumers, and 415 million business payments. For more information, visit www.westernunion.com.

About InComm

InComm is the industry leading marketer, distributor and technology innovator of stored-value gift and prepaid products using its state-of-the-art point-of-sale transaction technology and payment solutions to revolutionize retail product sales and customer experiences. With nearly $13 billion in retail sales transactions processed in 2010, InComm is the nation’s largest provider of gift cards, prepaid wireless products, reloadable debit cards, digital music downloads, content, games, software and bill payment solutions. InComm partners with consumer brand leaders around the world to provide more than 225,000 retail locations the products and services their customers demand. Since 1992, InComm's patented technologies have made the buying process easier for consumers while streamlining the selling process for product and retail partners. InComm is headquartered in Atlanta, GA with offices in Australia/New Zealand, Brazil, Canada, Japan, Mexico, Puerto Rico, the United Kingdom, Arkansas, California, Colorado, Florida, Georgia, Minnesota, Oregon, and Texas. To learn more about InComm, visit www.incomm.com or call 1.800.352.3084.

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