Fair Isaac and Asia Banking Leaders Explore Strategies for Balancing Growth and Risk through Smarter Decisions

SHANGHAI--(BUSINESS WIRE)--Fair Isaac Corporation (NYSE: FIC), the leading provider of analytics and decision management technology, kicked off its 2007 InterACT Asia-Pacific conference today in Shanghai. The company’s first customer conference in China is sold out, demonstrating the growing demand for proven strategies and solutions that can help financial institutions in the region make smarter decisions in a rapidly changing retail banking environment.

“The Chinese credit market has been growing at rates approaching 100 percent per year, and with explosive growth comes both significant risk and intense competition”

In a welcoming address, Fair Isaac CEO Mark Greene committed to helping China’s financial services providers effectively balance growth and risk as the credit market continues to expand at a fast pace. He acknowledged that the growth opportunity for Chinese banks is great, and explained how advanced analytics and decision technologies enable banks to make their smartest, most profitable decisions across critical areas including marketing, account originations, customer management, fraud control, and collections.

“The Chinese credit market has been growing at rates approaching 100 percent per year, and with explosive growth comes both significant risk and intense competition,” said Greene. “In our experience working with global financial institutions in times of change, the winners tend to be those who balance risk and reward wisely. That’s where Fair Isaac comes in. We are committed to helping financial service providers in China and across Asia manage their growth with decision technologies, smart strategies and best practices used by many of the world’s most successful retail banks.”

Earlier in 2007, Fair Isaac expanded its presence and service capabilities in China with the opening of an office in Beijing. The company is focused on accelerating its growth in the Chinese market, and is rapidly expanding its sales, service and delivery capabilities in the region. Fair Isaac’s clients in China include leading local banks and leading global financial institutions that have entered the Chinese market.

InterACT Shanghai is Fair Isaac’s second client forum in Asia this week, following a successful InterACT conference on November 6 in Tokyo. During the week, the Fair Isaac conferences have attracted nearly 500 business leaders who are aiming to drive growth with proven strategies and solutions for smarter decisions.

InterACT participants can choose from more than 20 presentations, panel discussions and case studies featuring leading regional and global financial institutions. In addition to content focused on analytics, credit scoring, risk and portfolio management, and fraud detection, InterACT will introduce the Chinese banking community to the discipline and benefits of Enterprise Decision Management (EDM). EDM automates, improves and connects decisions to enhance business performance, enabling consistently smarter and more profitable decisions at every point of customer interaction.

In 2008, Fair Isaac will hold InterACT conferences in Vienna, Austria on March 3-6, and in San Francisco on April 27-30. Registration for those events is open now at www.fairisaac.com/interact. Since 1976, more than 12,000 participants have explored the latest advances in predictive analytics and decision technology at Fair Isaac conferences.

About Fair Isaac

Fair Isaac Corporation (NYSE: FIC) combines trusted advice, world-class analytics and innovative applications to help businesses make smarter decisions. Fair Isaac’s solutions and technologies for Enterprise Decision Management turn strategy into action and elevate business performance by giving organizations the power to automate more decisions, improve the quality of their decisions, and connect decisions across their business. Clients in 80 countries work with Fair Isaac to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Fair Isaac also helps millions of individuals manage their credit health through www.myFICO.com website. Learn more about Fair Isaac at www.fairisaac.com.

Fair Isaac Statement Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac or its businesses are forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including the success of the Company’s Enterprise Decision Management strategy, its ability to recruit and retain key technical and managerial personnel, the maintenance of its existing relationships and ability to create new relationships with customers and key alliance partners, its ability to continue to develop new and enhanced products and services, competition, regulatory changes applicable to the use of consumer credit and other data, the possibility that the anticipated benefits of acquisitions, including expected synergies, will not be realized and other risks described from time to time in Fair Isaac’s SEC reports, including its Annual Report for the year ended September 30, 2006, and quarterly report on Form 10-Q for the period ended June 30, 2007. Forward-looking statements should be considered with caution. If any of these risks or uncertainties materializes, or any of these assumptions proves incorrect, Fair Isaac’s results could differ materially from Fair Isaac’s expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac is a registered trademark of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be the trademarks of their respective owners.